hii. do u guys think this is okay for a 25 yo haha almost 2 yrs na working and this is my first job. bagal ng promotion sa private kaya nakakafomo hahaha. im in the accounting field din po. ive been saving aggressively kasi wala ko rent and utilities na binabayaran so ayun. im planning palang to invest in mp2 hehe but not sure how much

Edit: i used the app “Lemoneyd” for this po :)

Well some good news… saw that you can now add your MariBank card on Google Pay/Wallet (photo not mine but from someone with permission) on your Android device.

Heres some additional info: “Need niyo lang i-confirm sa app. (Cards section) after mai-add sa Google Wallet/Pay. Nakalagay ay "Suspended" if ka-aadd pa lang kaya need pa i-confirm sa mismong MariBank app.”

Had anyone tried it na? (PS not a MariBank user… just to notify for those asking if meron na sa Wallet apps; no Apple Pay for now)

I have autofill cards, and I usually try each card on whether they will be added to Apple Wallet na by chance. Kanina, etong SSS Diskartech card ko (RCBC) biglang nagka T&C. Wala naman ito dati. Is this a sign na soon they will be added? Sana soon din BPI and Maribank!

Hindi na po gumagana ang Maya Grab hack. Kahapon ko pa ito sinubukan pero hindi pa rin nagre-reflect yung 10% savings. May nakaka-experience din ba nito?

I saw a post saying you can now add maribank on google pay so i just checked if it's true and then there I saw the "apply" button on the maribank cc side of the app so I applied and actually got approved instantly.

Im just happy cus the only existing cc I have is my scc metrobank I have been using for 2 mos so getting another one is such a huge help for me. Of course I will also be responsible on handling this one as well.

Maribank had notifed that I am eligible to their credit card, less than 5 minutes of filling up details and approved immediately. Thank you Maribank! One of the best digital banks in this period.

Working pa din as of today yung interest boost for Maya. I used the Maya-Lazada wallet method. Not sure if may offer lagi for new users for the 3% additional if you sign up and get approved for Maya Black or Landers Card.

As title says. I deposited ₱1,000 into my Savings account, and the interest rate was still the same. I deposited ₱1,000 into my Wallet, then from the Wallet I deposited into my Savings, and the interest rate was still the same.

When I click the “Boost Now” button, idinidirect lang ako sa Savings Home page. Pls pls pls help!!!

₱50 Cashback after completing 5 Gpay transactions. Complete 5 transactions for 1 raffle entry to join xiaomi watch 5 raffle, maximum 5 raffle entries.

Promo runs from September 1 to October 31.

Bait talaga ni maribank sa mga rewards

Good day, I just tried maya-lazada hack for additional interest per annum. I deposited my money in Lazada not knowing that I need my account to be verified first before I can withdraw from laz. How long will it take for it to get approved, It is currently saying "pending for approval". I used digital national ID for context (used different phone for scan) and I did tried to verify 10:30pm

Hi reddit! Looking to make a loan. Can anyone suggest any digital banks where I can get decent loans from? I used to have access to MariBank Credit last year with a limit up to 45k but ever since they changed it to MariLoan i havent had access to it since.

While the interest for the 45k loan was about 7k over the course of 6mos, its still way better then all the scummy OLAs out there charging almost 20k for the same amount.

Hi! First time trying the LAZ x Maya method. Gaano katagal yung verification approval ng ng Laz transfer to e-wallets/banks?

I used BPI as my withdrawal account. Processed my withdrawal around 11 PM yesterday 1 Sept 2026, 'til now requesting verification pa rin siya.

Please give me some tips and info, first time ko kasi gumamit ng ganitong method and I'm kinda worried.

When should I be worried and escalate if needed?

Update: 2 Sept 2026 - Request Approved awaiting nalang ma-credit sa BPI.

Is it just me or does UnionBank app has issues sending OTPs?

Been trying to open my account since last week. I know my password but can’t login properly for it needs an OTP to complete the login. I need to confirm if it’s a system issue

Thank you

Last August 30 around 7 PM, I transferred money from BDO to BPI. At that time, InstaPay wasn’t available, so I chose PESONet instead, thinking it was the same as InstaPay where you receive the money immediately.

As of now, the transfer is still showing as pending, but BDO has already debited the amount from my account. Any idea how long it usually takes for the money to reflect in BPI? Should I be worried na ba?

I’m a 3rd year college student and wala rin me work kasi hindi kaya ng schedule ko. 10k ang monthly allowance ko and I wanna save money for the future. Can I get some saving tips? I don’t spend all my allowance naman pero minsan napapa gastos talaga ako

This is the first time this has happened to me, since when i use this the transfer is always instant but this time this did not reflect instantly. Trying to use the chatbot was useless. How long do I need to wait for this to reflect or do I need to contact someone else for this?

hello, am I the only one who experienced this today? just today at 11 am, I transferred money from savings to wallet. it didn't reflect in the wallet but it notified me that I received money.

tried chatting with their chatbot but my messages aren't going through.

emailed maya support and cc'ed bsp now at 11:14 am -- will update if they reply.

help pls! what to do? the money is pretty big :(

EDIT
update: as of sept 2 4:41 AM, wala pa rin yung amount sa wallet ko

but it was working, i was able to save money and hit the daily limit to evacuate my funds (savings > wallet > maribank)

but if savings > maribank - NOT working. nagaauto reversal siya.

App Used: LEMONEYD

Hi, I'm 26F. As of now, eto ang savings ko. Bukod ang savings ko sa MP2, since shared kami ng BF ko sa account, nakalist lang kung magkano nahuhulog namin each, para sabay magmature.

18k ang salary ko, no deductions since I'm under apprenticeship. Pero I pay for it voluntarily, in case na need ko sya in the future except sa Philhealth. I also have part-time jobs. Kaya nakakaipon ako.

Gumagastos lang ako, one time big time na. Di na rin ako bumibili ng mga mumurahin na damit/gamit, mas prefer ko yung medyo pricey and quality pero matagal ko na magamit. Sa makeups/skincare, bibili lang ako pag kailangan na kailangan ko na. Di na rin ako nagpapadala sa mga budol sa social media.

I pay for my electricity bill since WFH ako. I also have St. Peter quarterly ang payment, but paid na ako for a year. Also, installment din ang phone ko, paid na rin 8/24. I hope I'm doing okay, na nakakasave ako ng maayos for future.

Pero, parang ang liit pa rin kasi neto knowing ang inflation yearly. But, I know achievement na rin sya dahil hindi naman kami mayaman.

Any tips pa kung saan pa po pwede magsave? Ano pang mga future investments ang pwede kong iconsider kapag medyo kaya kaya na ulit kumuha, or after ng St. Peter ko.

Im thinking of moving my cash to digibanks, problem is i dont know where to start, theres too many options, tonik, bdo, maribank, and the list goes on. Plus i always see that you guys put your assets in different places probably for different purposes also

So Inwas wondering how would you guys do it? Lets say you have 30k monthly salary where would you put your money?

Which HYSA is good?
Which bank good for general transac?
Do you even need to split your savings from your general account?
Etc.

I hope I get I ton of recommendations and suggestions.

Thank you so much!

About me: M24, Single, earns roughly around 20-25k bi-weekly. I started working after grad, sep 2024 and I am turning 2 years here in my current company.

Here is my current savings and all, and ever since I started working in the span of 2 years, i prioritized saving for the important stuff (emergency,travel,gadget purchases,etc…) and Im nearing 25y/o by Dec this year.

So, do you guys think my Savings progress is on the right path? If yes, do you think I should start allocating my savings into a more savings account na mas mataas ang yield (like interest rate)?

I am interested in the PagIbig MP2 savings (i read that a lot), and I am wondering how much should I start with, if ever I will decide to start investing a portion of my savings?

But if guys have other suggestions, feel free to let me know.

As a financially conscious ferson lmaoo

Gumawa ako ng Todo savings account through their app pero wala pa ring update kahit halos tatlong linggo na. Nagtry akong kontakin sila via facebook at email (twice) but to no avail. May na-nominate akong username at password and na screenshot ko pa yung part na 'Your application has been submitted to BanKo. You can login to the mobile app now, yet the transactions are still limited'. I'll try calling them pero may naka experience na ba na may ganito katagal na verification? Did you need to go the a physical branch to check the status or get it sorted? Thank you!

Transferred from maya savings to maya wallet since 10:40am and until now hindi parin nagrereflect sa maya wallet. Kayo rin ba? Dahil ba to sa recent app update?