r/PSLF • u/ImDefinitelyStoned • 11h ago

Married filing jointly to separately

So, I got my payment amount today and it’s more than I expected. Now, I’m on PSLF, so I’m trying to pay as little as I can.

This year, I’ll be doing married filing separately to tank my payment.

Once I do that, can I immediately go and decertify my income and get a new payment amount?

I truly apologize if this info already exists, I just want to be ready to redo my loan application as soon as I freaking can.

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u/milespoints 11h ago

Yes you can recertify early to drop your payment

1

u/ImDefinitelyStoned 9h ago

Thanks, that was easy! I appreciate it.