r/PeterExplainsTheJoke 9h ago

Meme needing explanation Petah?

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u/OpenRole 7h ago

Nobody is going to give hungry because food will be cheaper next year. Nobody is going to go homeless because rents will be cheaper next year. Even if doing nothing is a good strategy, humans aren't going to do nothing because our time on earth is finite and we hate saving.

Even in an inflationary environment the rational thing is not to consume, but to invest in investments where the expected return beets inflation.

From the perspective of the wealth (who account for most consumption) we have effectively been in a deflationary environment as their investment returns consistently beat inflation

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u/saera-targaryen 7h ago

A deflationary environment is the opposite, where people sit on cash instead of investing because they believe that the investments will be worth less than the cash in the future. Inflationary environments are what make investments the smart choice, if we were deflationary no one would invest money. 

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u/Ok_Tonight_4597 5h ago

> if we were deflationary no one would invest money

Oh the humanity!! Not the fake money casino that has warped every incentive in our economy and devalues our labor daily!!! 😭

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u/saera-targaryen 5h ago

By investing money here I mean buying a new car or getting a mortgage, not the stock market. Any transaction that trades money for an asset. 

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u/Ditchdigger456 4h ago

But deflation or inflation don’t really influence people’s desire for goods, just whether or not they’re in a position to be able to afford those goods.

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u/saera-targaryen 4h ago

Economically, those are the same thing. 

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u/Ditchdigger456 4h ago

then I would argue the definition is flawed or outdated. It seems that it doesn't reflect the reality of the situation.

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u/Ok_Tonight_4597 3h ago

That’s just buying necessities. Not investing. Especially with a car as that depreciates in value over time as opposed to growing in value.