r/Revolut 13h ago

📜 Article Revolut’s mission to dominate banking

Thumbnail
ft.com
90 Upvotes

"some consumers still do not trust Revolut enough to deposit large sums — possibly because of a history of sloppy internal controls and risk management."

That's a quote from the article, and all the comments on FT are also calling out the non-existent customer support, aggressive and intrusive implementation of KYC and AML.

That's for all the people who claim that everyone who complains about getting stuck on the endless loop of dealing with AI chatbots it's their fault and they must have been doing something illegal, and that they personally had zero problems and Revolut had done no wrong, and they should deposit their life savings with zero issues!

Some people are actually might be using it for illegal shit, but their complete unwillegless to investigate properlly becuse it costs money so they would rather terminate accounts it's not a behavior of serious trastworthy financial institution!

I love the App, and I use it everyday, but we need to call them out on their absent customer support, especially for a company that holds our money!


r/Revolut 9h ago

🪙 Metal Plan [IE] Irish independent premium subscription available with metal plan now.

9 Upvotes

Just noticed that an Irish Independent Premium subscription is now listed as one of the included partner benefits on the Revolut Metal plan!
If you already have Metal, you can claim full digital access at no extra cost:
1. Open the Revolut app.
2. Go to the Hub / Profile tab.
3. Tap Subscriptions.
4. Select Irish Independent and follow the prompt to activate.
Saves having to pay the standalone digital subscription fee if you already use Metal for the other perks/travel benefits. Worth checking out if you follow local news or business coverage.


r/Revolut 12h ago

💸 Payments [DE] Transfers aren’t working

4 Upvotes

Does someone know what’s the problem? I can’t transfer money to my Revolut Bank account and their website says the issue is existing since 2 pm.


r/Revolut 16h ago

💸 Payments Is it possible to delete revolut friends?

4 Upvotes

There's some people I don't want to see listed anymore. Is it possible?


r/Revolut 8h ago

💳 Cards [IE] Has Revolut changed how you get a statement on the credit card?

1 Upvotes

Up to last month I was able to just select the account, select more, select statements, then export a statement for the month.

Now when I do it, it just gives me the option to display the transactions for the month. There’s no issue with the current account and it works as expected there.


r/Revolut 17h ago

🌍 Transfers SEPA instant failing?

3 Upvotes

Is Revolut working normally to receive sepa instant transfers?


r/Revolut 16h ago

💡Ideas for Revolut Banned after 3 chargebacks – told I could rejoin, now blocked. Help?

2 Upvotes

Hi everyone,

I’m looking for advice or experiences from anyone who has dealt with this.

A few months ago, Revolut force-closed my account. The trigger was that I submitted 3 payment disputes/chargebacks on the exact same day. It was for a legitimate issue with a merchant where I was in the right, but the algorithm clearly flagged it as high risk.

When it happened, support explicitly told me that my account would be fully deleted in 60 days, after which I could simply open a new one.

The 60 days have passed, but every time I try to registerr, the app instantly blocks me during ID verification. When I reach out to support on other channels, I just get generic copy-paste answers saying they can't help and have no timeframe.

  • Has anyone actually managed to get this type of ID block removed?
  • Did submitting a Formal Complaint help anyone get a manual review from a human?

I really valued Revolut for their dispute process, so I’d appreciate knowing if there’s any realistic way to solve this or if it’s a permanent ban. Thanks!


r/Revolut 19h ago

👶 Revolut <18 Revolut Kids for my niece

2 Upvotes

Hi, is it possible to open a kids' account for my niece if I'm not listed as her official legal guardian?
My sister is divorced.
If I understand right it is not possible but technicali it can work.


r/Revolut 1d ago

⭐ Review Account restricted - with a balance of ~200 euro

22 Upvotes

So finally it happened with me. My account was restricted and this is for an account holding roughly 200 euros. What kind of shady business do they expect to be happening with that sort of balance.

I don’t mind that I was asked to provide documents. But it became progressively worse.

First they ask to provide evidence even for transfer from friends by asking you to get written statement from them ( for amounts as small as 10 euros )

They asked me to provide my employment information. I submitted an employment verification letter from company. They rejected it twice

then they provide another list of documents. I chose to provide my payslip. But then even that is rejected. And they come back asking for alternative documents.

I have never seen this sort of harassment from a bank. Moreover just blocking you to do anything with your money in your account Out of the blue with nothing going on (again this account has 200 euros), I just consider myself lucky I didn’t put more money in there.

So yeah keep your hard earned money away from them. You have been warned!


r/Revolut 17h ago

💳 Cards [GB] email saying We've had to decline your application when going from revolut junior to 16+

1 Upvotes

[GB] I got an email to my account saying "We've had to decline your application" after using my id and face to verify and now i cannot create a 16+ account.How can i fix this?


r/Revolut 18h ago

💳 Cards How to transfer my card to adult one?

1 Upvotes

Hi! I almost turn 18 for now I use my Revolut Kids and Teens app and I have physical card. My question is when I turned 18 and it's time to use Revolut for adults can I use my old physical card for KnTs.


r/Revolut 15h ago

🌍 Transfers Now that Revolute has started in India, has anyone managed to send money from India to UK?

0 Upvotes

I made my Revolute account in UK when I moved here. I regularly send money back and forth to India. So I am hoping to use Revolute for that. I am an Indian citizen living in UK.


r/Revolut 1d ago

⭐ Review Restricted account

2 Upvotes

I’m asking regarding how long it takes for that measurable random security check to finish.. they said 5 days and my case has been marked as urgent!… is anyone ever got the decision with this time frame or it’s always been weeks to months situation?


r/Revolut 22h ago

👶 Revolut <18 [FR]What's the best plan?

1 Upvotes

Hello,

I started using Revolut as a secondary account about a month ago(some groceries here and there, maybe some future online purchases ). I have the Standard/Free plan and was wondering: What do you think is the best plan and why? (I keep getting notifications about a free premium trial so Idk)


r/Revolut 15h ago

⚙️ Standard Plan [IT] Revolut closed my account

0 Upvotes

I’ve always used Revolut for everyday expenses and to send money to friends and family. I’ve had the account for a little over 3 years, and it never gave me any trouble—until, for no apparent reason, they decided to close it, even though I provided proof of my income. That said, am I now permanently banned from Revolut? Is there no way to open a new account? Otherwise, I’ll have to switch to Deblock—if I’m not mistaken, a fintech company founded by former Revolut engineers lol


r/Revolut 1d ago

🔐 Security Can't verify identity with a selfie

1 Upvotes

Since last night I want to log into Revolut X and also want to change the email associated with my account, but Revolut fails to verify my identity with a selfie. Yes, I've grown some beard and moustache since my last verification, but come on, it's not to the point that I'm unrecognizable.


r/Revolut 1d ago

👶 Revolut <18 Revolut Data Analyst Finance

1 Upvotes

I'm currently in the process of Data Analyst Finance (Remote) at revolut. I've cleared HR screening and live coding interview.

I've my data analysis round coming up, wanted your inputs on what will be tested. The Reddit post says that we will be tested on sql, python and financial knowledge. Anyone who has gone through the process, can you please share your interview experience and what kinda questions are being asked ?

Also what is the salary band for this role, I have 3+ years of experience and a master's degree. What can be the safe limit I can propose ?

TIA


r/Revolut 1d ago

⭐ Review Kudos to Revolut - it gave me 180 EUR off 1200 EUR hotel booking

24 Upvotes

I made reservation via booking dot com, and was really surprised - when you select pay by revolut there is an option to pay part of the amount with rev points.

Nice to know rev point are actually useful haha


r/Revolut 1d ago

⭐ Review Should I be worried about this as a private customer as well?

8 Upvotes

Hello,
I’ve been reading a lot of posts recently about people having their Revolut accounts suspended without any apparent reason. Should I be worried about this?
I mainly use Revolut for online payments and saving money.
Thank you in advance for your response.


r/Revolut 1d ago

👶 Revolut <18 Revolut's Hiring Sprint [Strategy & Ops]: Anyone been through this and can share how it actually went?

Thumbnail
1 Upvotes

r/Revolut 1d ago

Statement 📢 Weekly Megathread: Support, Issues & Meta

1 Upvotes

To keep the subreddit organized and avoid repetitive posts, use this thread for general questions about Revolut, discussions about service issues, or feedback on subreddit rules and moderation.

If you have a basic question or are experiencing an issue like a pending payment or app malfunction, check here before posting a new thread, as others may have already shared similar experiences or solutions.

Relevant links

  • r/Revolut Hub
  • For Revolut support, contact Revolut here, and for general subreddit-related questions, contact the mods here. Please avoid using Modmail for Revolut account or support issues, as this is an unofficial subreddit and Modmail is not monitored by Revolut employees.

r/Revolut 1d ago

🪙 Metal Plan Need opinions from Metal users

Thumbnail
gallery
14 Upvotes

Hey Metal users!

I need opinions regarding the Metal plan.

I’ve been offered 2 months of Metal for the price of Premium and I did upgrade.

What are the benefits of Metal plan that I am not aware of, and you think it’s worth?

Edit: With Premium I was already using NordVPN and ChatGPT GO (6 months) which already offsets the Premium plan price.


r/Revolut 1d ago

💸 Payments Revolut P-Konto Probleme / Geld wird einbehalten

1 Upvotes

Hi, this is my first Reddit post, but I don’t know what else to do.
I have a P-account with Revolut with an increased non-seizable amount.
This month Revolut simply froze over €1,000 of my money, even though only just under €60 of that may be transferred and retained by the creditor.
After countless chats (and by that I mean at least 20 support staff), I keep getting told the same thing – the specialist team is looking into it and I’ll get help shortly.
This has now been going on for days and I need to be able to access the money (bills, etc.).
By email I was told that the money would be released again, and two emails later they claimed that the email had been sent by mistake and that they have no record of any such email.
(I have all the correspondence!)
Now I don’t know what else to do, and the only option left seems to be going to the Ombudsman / filing a complaint with BaFin.
Or do you have another solution? What do you think?


r/Revolut 1d ago

📜 Article Zinc background check after Revolut offer for fincrime analyst anyone gone through it ?

0 Upvotes

I got an offer from revolut and now background check with zinc is going on

All the 8/8 background check shows done

But in cv check it shows 'consider' in red and 'ready for review'

Has anyone gone through it and knows what does that mean ?


r/Revolut 1d ago

📊 Budgeting Switching money to revolut

0 Upvotes

I recently moved all my money from my NatWest account to revolut, mainly because I preferred the layout of revolut, so I’m just using NatWest for subscriptions bills etc now. The savings accounts also provided a higher interest rate, so I moved all my savings over to. Now I’m hearing story’s of peoples accounts getting froze for months with revolut and getting worried this will happen to me, because I’ve got about 10 k in savings over a few savings accounts and when I go to send this money out in future my account will get blocked. Should I move everything over to NatWest and have as I had before? Or keep it as it is. I’m stressing because I feel like I made a bad choice. Any help will be appreciated.