Santander have an offer that you mustn’t have got a switching offer before or held an account in January 2026

I did have a Santander account until February 2026 when I closed it (I didn’t switch, just closed it down) but it was in a previous name and registered to a different address. Over 12years since my name changed and I lived at that address.

Would they still know it’s me?

Anyone tried if so would you use different details?

Custard non-ref gives you £1 just for signing up. You can earn more from surveys, playing games and hitting levels or milestones, trying apps, free trials, or using cashback offers. Some Rapid Pay offers also pay out faster than standard offers.

An easy way to reach the £10 cashout is through the Amazon.co.uk free trial offers. History Play, Hayu, MGM, Apple TV+, Crime & Investigation Play and Shudder each pay £2, apart from MGM which pays £1. Just sign up for the free trials and watch at least one show (leaving an episode running for a short time is enough). Set a reminder for the day before each trial renews and cancel them.

There’s also a daily spin where 1 person wins £10 each day, although you have to claim it on the day. You can also buy digital gift cards through Custard and earn cashback on them.

Cashout is £10 minimum, paid by bank transfer or PayPal. Payments run three times a week. You also get £8 for each referral who signs up and goes on to cash out £10.

Most offers are for new customers, some can take a few weeks to approve, and using an adblocker or VPN can interfere with tracking.

I’ve been using it alongside Cashback.co.uk and it’s been another way to pick up a bit extra.

Get your £1 bonus here: https://joincustard.co.uk/ur/GRFG4W7vRhm-wi3vVN6pYg==

it states that you cannot get the bonus if you have had any switch bonus before

has anyone got around this or is it quite firm?

thanks

I switched to nationwide without 2 active direct debits. I since put two new direct debits but they’re refusing to give me the switch reward. How cooked am I?

User Interviews is a market and product research website which will PAY YOU to participate in interesting research projects. They work by connecting clients wishing to conduct various types of research with people wanting to get paid to participate in those research oppertunities. The research projects can be undertaken in a variety of ways, including online interviews, Zoom calls, diary logs and simple surveys etc…

By signing up using this referral link > https://www.userinterviews.com/r/paotxkqyj, you will also receive a FREE $10 bonus for completing your first study/ research project (In addition to being paid for that anyway!)

Examples of tasks that I’ve completed and the payout I received for them:

• I completed a 15min study on different payment methods for $20 and also got my $10 bonus for this too as it was my first study

• I then did a 45min Zoom call about online shopping habits and received ~£25 into my PayPal for taking part (It was so easy that I wish I could do it again)

• Most recently I got the chance to take part in a 30min Zoom call about what I think of a well known trading platform for ~ £42 in any shopping vouchers of my choice (I picked Amazon) which was just as easy!!!

As you can see from my experience above (even though I only do tasks when I have absolutely nothing else to do), Userinterviews is great for a side income/ side-hustle as the tasks usually pay around £40+/hour if you divide the payout by the time you put in, which in my opinion is phenomenal in itself!!!

You will not get constant tasks/ studies as it depends on their client’s demands, but if you keep an eye out for tasks on their main page/ the emails they send you after signing up, you should be able to find a couple every month :)

Even though the reward amounts are stated in dollars ($), you will most certainly be able to withdraw in GBP (£) to either your paypal or as a gift card (depending on what that client is offering) from a variety of options (Including Amazon!). The bonus is usually paid as a gift card.

Also invite friends to user interviews to receive another free $10 bonus when they complete their first study!

Referral link (free $10) - https://www.userinterviews.com/r/paotxkqyj

^{Non ref link}

Raisin is a savings marketplace that gives access to fixed-rate savings accounts from a range of UK and European banks through one platform.

They're currently offering £100 free cash to new customers who open and fund a qualifying 1-year (or longer) Fixed Rate Bond with £10,000+.

For anyone already planning to lock away savings for a year, the bonus effectively adds an extra 1% return on a £10,000 deposit, on top of the interest from the savings account itself.

How to get the £100 bonus

1. Sign up using my referral link.

2. Open a qualifying Fixed Rate Bond with a term of at least 1 year.

3. Deposit £10,000 or more into the bond.

4. Raisin will pay the £100 bonus within 28 days of the account being opened and funded.

Important

• The £10,000 must be deposited into one qualifying Fixed Rate Bond (it can't be split across multiple accounts).
• The qualifying account must be your first successfully opened savings account through Raisin.
• Fixed-rate bonds normally lock your money away until maturity, so only use funds you won't need during the term.
• You'll also earn the advertised interest rate from the savings account alongside the £100 bonus.

I use Raisin myself because it makes it easy to compare savings rates from multiple banks in one place.

At the time of posting, Raisin's top rates are around 4.05% AER (Easy Access), 4.25% AER (Notice) and 4.72% AER (1-Year Fixed), although rates can change regularly.

Thanks to anyone who chooses to use my link.

^non-ref

I was just manually submitting yet another Sainsbury's receipt to Complete Savings & it occurred to me that I don't think I've had an online Sainsbury's grocery order successfully track in a good 2.5 - 3 years. And it's been across three platforms as well - I used Topcashback up until switching to Complete Savings about a year ago (tried National Savings for a month as well when I switched to CS, same issue).

Failure to track happens once in a blue moon for every retailer I use, but for whatever reason it *never* automatically tracks with Sainsbury's. The click-through always shows on my Complete Savings account "Last Clicked" page, but it just never tracks the purchase. I've got cookies enabled, have tried clearing my cache on several occasions & tried ordering via both mobile and PC, but nothing seems to make a difference, and I always have to manually submit my claim.

At this point it almost feels like this might be deliberate on Sainsbury's part, to get customers to not bother with / forget about their cashback claims & minimise payouts. Just curious if I'm the only one out there who is experiencing this.

YouGov is a global online research company.

Get £8 per month sharing data history:

You can then earn up to £8 a month by sharing other data history information to sites like Youtube, Amazon, Disney+, Netflix & loads more

When you first create your account you wont have access to the sharing data part, you need to complete some surveys first.

The surveys are emailed to you each time a new one is available so you don’t have to keep checking the website & they are usually pretty quick, easy & don’t screen you out which is great.

You can cashout from YouGov when you reach £50. You can get this direct to your bank or there's loads of different gift cards to choose from.

Sign up to YouGov here & start earning extra money!

nonref

When you sign up to Curve via a referral link you can get 1% cashback on all your spending for 30 days. They also offer between 1 and 20% cashback on selected retailers, with offers changing on a regular basis.

The Curve app is used to connect multiple debit or credit cards to your Curve card and any spend is passed on to your selected card. This means if your underlying card offers cashback too you can effectively earn cashback twice. I am currently doing this with Trading212 for a combined 2.5%!

Curve has different subscription plans available. On the free plan there is a one off £5.99 fee for the card, so you would need to spend more than £600 in your first 30 days to cover this (or less if you also take advantage of some of the other cashback offers). However if you then go on to refer other people you will extend the cashback period by 30 days each time.

The maximum cashback you can earn via the refer a friend offer each month is £15.

When you sign up Curve will do a soft credit check to prove your identity but no hard credit search is carried out.

My referral link is:

https://www.curve.com/join#ZEYHY

To activate the cashback you need to make five purchases of £2 or more (excluding things like gambling, gift cards and money transfers).

The non-referral link is:

https://www.curve.com/

If you use my link I will also get 1% cashback for 30 days so thanks very much if you do!

It has been a couple of weeks since the last mega thread, i think this is what TightAsF_ck meant to do. Feel free to add you referral codes to this post if you still have any.

Chase bank have a refer a friend offer on at the moment. You get £50 when you:

Use a friend's refer a friend code to join Chase for the first time, and deposit £1,000 into your account.

I have two codes left, here is how to use them::

1. Copy one of these codes (I will delete as they are used)

XA8FHU

QV8JKW

1. If you haven’t done so yet, download the Chase UK app and open an account
2. Activate the code in the Chase app
3. Pay in a total of £1,000 or more to your Chase account within your first 30 days

For more info, please visit the Chase website: https://chase.co.uk/raf

If you are lucky, you will get your own referral codes after 30 days of having the account open. the £50 for using my code is paid very quickly

Thank you so much!!

--------------------------------------------------------------------------------

BeermoneyUK Guides

There are many more easy offers beyond Chase — find them in our guides:

1. The BeermoneyUK Offer Megalist
   • A broad overview of our subreddit, with tips and tricks to make the most of things.
2. The Bank Switch Bribe Bible
   • Also known as The Reddit Bank Switch Guide. Has all the latest offers, and our tips for getting a bonus to try a new bank.
3. The Investing Offer Guide
   • Our guide to investing offers where you can get some nice bonuses.
4. Latest list of sign up offers available elsewhere
   • This list details the best ones offers currently available on other sites

Chip is a very popular savings and investment app with full FSCS protection for your savings.

They're currently offering a free £50 bonus for those who open up an account and maintain a deposit of £1,000 or more for 90 consecutive days. New customers only. Runs until 10 September 2026.

My steps below:

1. Sign up to Chip using my referral link and code - send me a private message here as Chip don't like public referral links/codes - they could invalidate your bonus and you don't want to wait 90 days to find out
2. Connect a bank account to make deposits and withdrawals from
3. Deposit £1,000+ within 120 days of account opening into an eligible account: Smart Cash ISA, Easy Access, Chip Instant Access, Prize Savings, Cash ISA
4. Chip will pay the £50 bonus the day after you've met the 90-day holding period

Chip tracks referrals so I can let you know if you completed all the steps as well.

That's it, enjoy your bonus when it lands!

LINKS

• Referral link for £50 bonus: Send me a private message here
• Non-referral: https://www.getchip.uk/
• Terms: https://www.getchip.uk/promo-terms/referral-terms

InboxPounds is a website that pays to complete tasks. These range from playing games, doing surveys and signing up to offers. For those who don’t want to faff around, I recommend doing the sign up tasks such as the free trials. They are simple and quick to do.

By signing up with my referral, you have a £1 bonus to start with.

Sign up here for your £1 bonus

For those more committed, they have various game offers which if you complete the objective within the time frame, they pay you. Offers would change so I recommend visiting the r/Inbox_Pounds and r/GetPaidToPlay subreddit for guides and the best deals.

You can cash out with PayPal or gift cards. PayPal minimum cashout is £5.30 though you'll receive £5, while for gift cards it's £5. I prefer cashing in gift cards as I would rather have the full amount and not have the £0.30 spent to cover the PayPal withdrawal.

Proof of payment

All offers found in link below. I recommend visiting the site on desktop as some offers don't show on mobiles and the website has better filters.

https://www.inboxpounds.co.uk/discover-new/recent

• Rise of Kingdoms - Earn £733.51 - Guide here

• Sea of Conquests - Earn £107.18 - Guide here

• RAID Shadow Legends - Earn £470.28 - Guide here and here

Thank you for using my referral link!!

Non ref

Hi. I realise this might not be for everyone but currently there is a £125 cashback offer on tcb for opening an interactive investor S&S ISA with a £10k deposit. The terms state no holding period so in theory you can make a new isa with a 10k deposit and be due/paid the £125 cashback without needing to keep the money in there.

Has anyone had success with this offer and were they able to withdraw the £10k pretty much instantly?

Has anyone received the bonus after the 18th August? Wondering if it’s going to be another 60 days before another batch are paid

I've been playing TerraMine since the beginning, back when there wasn't even a way to cash out. I've stuck with it and kept building up my mines, and now PayPal payouts have finally launched.

I've currently got 259 TerraAcres and 7,931 TB earned from playing.

My current stats:

• 259 TerraAcres
• 7,931 TB earned
• 387 check-ins
• 202 visitors
• $0.9108 estimated monthly rent before boosting

Portfolio: https://ibb.co/BHSy4MV7

Visitors: https://ibb.co/Y4vzfFQ5

Current earnings: https://ibb.co/4wj7GKxv

The $0.9108 monthly figure is without the rent boost. I use the rewarded ads to keep my rent boosted pretty much around the clock. The boost is 20x and you can stack up to 8 hours, with each boost block adding 30 minutes.

I've also had 202 other players check in to my mines. The mine owner gets 1 TB when someone checks in, so I've picked up 202 TB from other players visiting my properties.

For anyone who hasn't seen TerraMine before, it's basically a location-based game where you claim virtual properties at real-world locations. Each TerraAcre costs 100 TB and becomes one of four random mine types:

• Rock - 60%
• Coal - 30%
• Gold - 9%
• Diamond - 1%

The rarer mines earn more rent, with Diamond earning 4x the base Rock rate.

There's more to it than just buying mines and waiting for rent. Each mine has its own mini-game which gives you TB and materials, and you can use those materials to upgrade your mines. Each mine level adds 1% to that property's rent.

Check-ins are another decent way of earning TB, especially if you happen to have other players around you. With a boost active, a normal check-in gives 6 TB, 10 TB with text or a photo, and 14 TB with both. There are also bonuses for checking in at mines belonging to 3, 5 and 10 different players during the day.

I've actually found the location side of it quite interesting. I've spread my mines around places I visit rather than putting everything in one location, and I've deliberately put some in busy areas because other players can find them and check in.

The biggest change since I started is obviously the payouts.

PayPal cashouts launched on August 31 and I've already received my first payout.

PayPal payout proof: https://ibb.co/9HH8PMLY

Current cashout limits are $5 minimum and $100 maximum, with up to two cashouts per month. Phone and email verification are required and payments are expected within 2-3 days.

I'm in the UK, which is currently in the 8% payout fee tier. The fee rates can change, so the current rates are listed here:

https://terramine.app/exchange-rates.html

You can also convert your USD rent back into TB instead of cashing out. The rate is normally 200 TB per $1, increasing to 300 TB per $1 on the 1st and 15th of each month.

If you want a much more detailed breakdown of how everything works, there's an unofficial beginner guide here which covers the mines, mini-games, upgrades, check-ins, activity requirements, earnings and loads more:

https://terraminebeginnerguide.wordpress.com/

The referral offer has also changed since I first started.

You start with 1,000 TB. If you sign up using my referral, buy your first TerraAcre and then come back on a different day and either check in or play a mini-game, we both get another 1,000 TB.

So you can get another 10 mines worth of TB from the referral bonus once you've completed the requirements.

Referral code: TM-C9TVA

Referral link (1000 TB Bonus): https://terramine.app/join?ref=TM-C9TVA

There's also a Discord and subreddit if you want to follow the game or ask questions:

https://discord.gg/ATNezpsRC

https://www.reddit.com/r/TerraMineOfficial

It's still a new game and things are obviously going to change as it develops, but I've enjoyed it so far. I've been here since before payouts existed, so finally being able to cash out and show an actual PayPal payment is a pretty big milestone for the game.

Non-ref (no bonus) https://terramine.app/

Wanting to order the new pixel 11/11 pro for my younger brother today (since it's the last day for trad in offer). Would appreciate if somebody can share a spare google store/pixel discount code. :)

Vinted is a second-hand marketplace, mostly for clothes, but also for books, homeware, and toys. Think of it as a less-corporate eBay where people just want to clear their wardrobes. 

They have reintroduced their referral scheme, where you get £5 in Vinted vouchers if you list 3 items within 7 days and an additional £10 in Vinted vouchers if 1 item sells within 30 days.

Steps:

1. Sign up using my referral link - https://www.vinted.co.uk/invite/jaime.94
2. List 3 items in 7 days - get £5 in Vinted vouchers
3. If one item sells within 30 days, get an additional £10 in Vinted vouchers

Non-referral: www.vinted.com

There's a number of free get paid to walk apps. All of them are slow earners however they virtually require little to no effort after installation. If you like passive earning and already walk a lot for your job or recreationally then these apps might be right for you. Typically, you would link the app to something that can measure your steps like your phone's pedometer, Google Fit or Fitwatch. I use all the below apps together and they don't conflict with each other so feel free to use all 3 of them.

WeWard

WeWard keeps track of your number of steps and at the end of the day you convert those steps to Wards. The min you get is 1 coin at 2,500 steps and max at 25 coins at 20,000 steps per day. Wards can be exchanged to money with the lowest non premium cashout being 3,000 Wards for £15. They have offers which you can gain Wards on but look elsewhere, you can find better deals.

Proof of payment

By using my referral link/code, you get a head start with 150 Wards:

https://wewardapp.go.link/16vgU?label=CourageousFerret3426

Ref code: CourageousFerret3426

Non ref

Macadam

Macadam counts your steps and at the end of the day you convert those steps into coins. Macadam has a map feature where if you visit a location and click on it, you can gain coins. You can also play games that let you earn more coins. You get coins for reaching walking milestones with the min at 15 for 2,500 steps and max 160 coins for 40,000 steps. Cashout is at £15 for 30,000 coins if you reach the Gold offers.

Proof of payment

By using my referral link/code, you get a head start with 1,000 coins:

https://macadam.app/i/b87d8r?v=1

Ref code: B87D8R

Non ref

WinWalk

WinWalk is different in that it mainly cashes out in gift cards. You can cash out to PayPal but you need to climb ranks for it which requires being a top coin earner. Gift cards cover a decent variety of places including Amazon, Aldi and Tesco. More desirable retailers are under higher ranks. The walking rate is 100 steps for 1 coin with a max of 100 coins per day. Cashout is at 21,000 coins for £10 gift cards. You can get coins by watching videos and other offers as well. You collect the coins at the end of the day.

I've already maxed out the referral rewards so feel free to use someone else's in the comments or sign up on their website.

Non ref or sign up with someone else's referral.

Can I deposit the £1000 to first direct in 2 transactions?

How long do I keep it in the account? 24 hours for each £500?

The direct debits were previously set up and transferred from my previous bank account. After the deposit criteria is done, I will make 5 payment transactions.

Anything I need to keep in mind so its done correctly?

PaidViewpoint non-ref is a simple survey site that pays you for answering short questions, usually around 5-6 minutes each. It’s not a huge earner but it’s one of the easier and more consistent ones I’ve used.

Most of the early surveys are quick “trait” questions that help build your profile, and as your account builds up you start getting better paying surveys. The key thing is just being honest and consistent with your answers.

You won’t always get surveys every day as it depends on your demographics, but if you keep notifications on and check in now and then you’ll pick up what’s available. They do send email alerts too but they can fill up quickly.

Cashout is via PayPal, Tesco or Amazon gift cards. First withdrawal is $15, then it can drop to $10 and eventually $5 if your account stays in good standing. Payments are usually processed within a couple of days.

Worth knowing: don’t use a VPN or log in while travelling as it can affect your account
only one account per person is allowed

If you want to try it, here’s my link: https://app.paidviewpoint.com/?r=misscc

Can't see Toolstation on either CS or NX anymore, is it missing for others? Will be a miss as they were definitely one of the better retailers on there.

Not sure how this will affect those who signed up to CS via Toolstation?

Rubify non-ref is a GPT (get-paid-to) rewards site available in the UK. I was invited during the beta phase, where users tested the platform, completed offers and gave feedback before launch.

I've continued using it since then and have completed a number of offers. I've made multiple withdrawals so far, all of which were processed quickly, and tracking has been working well from my experience.

Cashout starts from $2, with PayPal, crypto and gift cards including Amazon, Tesco and Just Eat available. The rate is 100 rubies to $1.

There are quite a few offers available, including games, surveys and some higher-paying options. One that really caught my attention is a Betfred offer currently paying 5,100 Rubies ($51) for registering, verifying your account, depositing and wagering £10. That's the highest Betfred offer I've personally seen on a GPT site.

They've also introduced a referral system. You earn 10% of what your referrals make, while new users currently get 75 rubies ($0.75 / around £0.60) when they sign up through a referral link.

A couple of things worth knowing: it's UK only, 18+, you can only have one account, and VPNs, emulators and multi-accounting aren't allowed. KYC is required before your first withdrawal.

Proof of payment: https://ibb.co/93WpHJvt

Sign up using my referral link for the 75 ruby bonus: https://rubify.io/auth/sign-up?ref=NYQILFR

Still relatively early, but I've had a good experience with the site so far and the range of offers has improved since the beta.

I have a burner account just need 2 direct debits to go from that account, Netflix doesn’t count and don’t want to switch any from my man account, does Amazon count? Or another way round it.

As title, I signed up to AJ Bell and funded my account with 10k and got the £100 Amazon voucher. A few weeks later I closed my account and withdrew the money. They returned the money today and now Customer Service have emailed me demanding I transfer £100 cash as Im in breach of terms for the 'Refer a Friend' scheme.

Anyone else encounter this or have any advice?