It has been a couple of weeks since the last mega thread, i think this is what TightAsF_ck meant to do. Feel free to add you referral codes to this post if you still have any.

Chase bank have a refer a friend offer on at the moment. You get £50 when you:

Use a friend's refer a friend code to join Chase for the first time, and deposit £1,000 into your account.

I have two codes left, here is how to use them::

1. Copy one of these codes (I will delete as they are used)

XA8FHU

QV8JKW

1. If you haven’t done so yet, download the Chase UK app and open an account
2. Activate the code in the Chase app
3. Pay in a total of £1,000 or more to your Chase account within your first 30 days

For more info, please visit the Chase website: https://chase.co.uk/raf

If you are lucky, you will get your own referral codes after 30 days of having the account open. the £50 for using my code is paid very quickly

Thank you so much!!

--------------------------------------------------------------------------------

BeermoneyUK Guides

There are many more easy offers beyond Chase — find them in our guides:

1. The BeermoneyUK Offer Megalist
   • A broad overview of our subreddit, with tips and tricks to make the most of things.
2. The Bank Switch Bribe Bible
   • Also known as The Reddit Bank Switch Guide. Has all the latest offers, and our tips for getting a bonus to try a new bank.
3. The Investing Offer Guide
   • Our guide to investing offers where you can get some nice bonuses.
4. Latest list of sign up offers available elsewhere
   • This list details the best ones offers currently available on other sites

Chip is a very popular savings and investment app with full FSCS protection for your savings.

They're currently offering a free £50 bonus for those who open up an account and maintain a deposit of £1,000 or more for 90 consecutive days. New customers only. Runs until 10 September 2026.

My steps below:

1. Sign up to Chip using my referral link and code - send me a private message here as Chip don't like public referral links/codes - they could invalidate your bonus and you don't want to wait 90 days to find out
2. Connect a bank account to make deposits and withdrawals from
3. Deposit £1,000+ within 120 days of account opening into an eligible account: Smart Cash ISA, Easy Access, Chip Instant Access, Prize Savings, Cash ISA
4. Chip will pay the £50 bonus the day after you've met the 90-day holding period

Chip tracks referrals so I can let you know if you completed all the steps as well.

That's it, enjoy your bonus when it lands!

LINKS

• Referral link for £50 bonus: Send me a private message here
• Non-referral: https://www.getchip.uk/
• Terms: https://www.getchip.uk/promo-terms/referral-terms

Has anyone received the bonus after the 18th August? Wondering if it’s going to be another 60 days before another batch are paid

Zilch is a popular payments app and card with over 5 million customers that lets you earn cashback at hundreds of companies.

It is currently offering an instant £5 bonus for new customers who successfully sign up through a friend. It recently simplified its referral scheme, so now, qualifying for the referral bonus is instant - you just need to upload and verify your ID! Note: a credit check will be performed.

My steps to receive your free £5 bonus on Zilch (no spend needed)

1. Sign up using my £5 Zilch referral link here
2. Upload your ID - a passport or driving licence is needed. I got an email immediately afterwards to say I had been verified, so it should be an instant decision
3. Link a bank card and add your Zilch virtual card to your digital wallet i.e. Apple Pay/Google Pay if you wish to use it in future
4. The bonus will be applied automatically. You can then spend this online or in-store - just select the retailer before you shop and toggle the slider to apply the reward to your purchase

My experience: The app can be a bit slow, so I recommend loading it while you're in the queue to avoid awkward delays in front of your cashier (speaking from experience 😊). Once loaded, pick your retailer in the app, choose to pay with your Reward bonus and use your Apple/Google Wallet to tap to pay. The amount will be deducted from your Rewards balance. And you don't have to spend it all in one go, any remaining balance can be used on your next purchases!

LINKS

• Refer a friend link here (£5 bonus)
• Non-referral: https://www.zilch.com/uk/

Get £25 free when you sign up to a pension with Penfold via a referral link and contribute at least £25.

Here's my referral link

£20 of the bonus should arrive within 7 days, and the other £5 will follow after two to three months in the form of tax relief.

Note, as this is a pension you won’t be able to access either your own contribution or the bonus until you are 55, but hopefully by then it will have grown some too! You can however transfer it to another pension provider.

Non-referral link: www.getpenfold.com

With the Costa app, you collect “beans” every time you buy a coffee. If you use a reusable cup, you’ll earn 2 beans instead of one.

By adding your birthday, you can also claim a free treat every year!

When you sign up using my referral link, we’ll both receive 5 beans. You will need 10 beans to claim a free drink.

Costa also offers an unlimited refer-a-friend program, so once you’ve joined, you can share the love and start referring friends yourself.

Steps:

1. Download the app from App Store or Google play store
2. Enter the my referall code when asked during sign up:  YQRHS8
3. Make a purchase via the app and the 5 free beans will then appear.
4. Enter DoB for a free cake on your birthday!

Non ref link

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link

2. Open an Investment ISA (Stocks and shares), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit either £1k+ into your ISA or JISA or £5K into the SIPP. It will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account. 

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

Hi all,

I have done bank switches in the past for regular current accounts.

I am employed full time and through the apprenticeship levy, my employer is funding an apprenticeship course through a UK university. I also already have access to UniDays as I work in education, but for student bank account incentives I will wait until I get my separate uni student email address (don't want to use my work email). The course begins in mid September and I am close to finishing registration, just waiting for them to send one final email.

Anyway aside from all my waffle, I've never had a student bank account and unsure what the rules are. Can I open an account with each bank that is offering an incentive? I was planning to open one, get the incentive, close it down and open the next and so on.

Ace Money Transfer is a money transfer service with an "Excellent" 4.7 Trustpilot rating across a whopping 195,000+ reviews.

It's offering new customers a free £10 bonus when you transfer £100 to an international account.

How to get your £10 bonus with Ace Money Transfer:

1. Sign up using my referral link here, friends + enter referral code 4272981
2. Have international bank details ready (Wise and Worldfirst are free!) - you'll need the IBAN number
3. Transfer £100 to that international account. QUICK TIP: download the app to make the transfer. Don't use a web browser as it throws up an error you can't get past (talking from experience!)
4. Once your £100 has arrived, the £10 bonus will be credited to your Ace Wallet
5. Initiate a £20 transfer and apply your free £10 credit. I ended up with £7.71 profit so yours should be thereeabouts. That's it, enjoy! 😀

My experience: Remember to make the transfer in the app as a web browser throws up permanent errors! I transferred £100 to my own Wise Euro account (I chose Belgium as the receiving country, the IBAN starts with BE) which arrived almost instantly. The £10 bonus landed later so I made a £20 transfer but only paid £11.99 (using the £10 free credit + £1.99 transfer fee). After currency conversions, my profit was £7.71 profit! Easy money for a few minutes work typing in numbers 😀

LINKS:

• Referral link here (£10 bonus) + enter code 4272981
• Non-referral: https://acemoneytransfer.com/

InboxPounds is a website that pays to complete tasks. These range from playing games, doing surveys and signing up to offers. For those who don’t want to faff around, I recommend doing the sign up tasks such as the free trials. They are simple and quick to do.

By signing up with my referral, you have a £1 bonus to start with.

Sign up here for your £1 bonus

For those more committed, they have various game offers which if you complete the objective within the time frame, they pay you. Offers would change so I recommend visiting the r/Inbox_Pounds and r/GetPaidToPlay subreddit for guides and the best deals.

You can cash out with PayPal or gift cards. PayPal minimum cashout is £5.30 though you'll receive £5, while for gift cards it's £5. I prefer cashing in gift cards as I would rather have the full amount and not have the £0.30 spent to cover the PayPal withdrawal.

Proof of payment

All offers found in link below. I recommend visiting the site on desktop as some offers don't show on mobiles and the website has better filters.

https://www.inboxpounds.co.uk/discover-new/recent

• Rise of Kingdoms - Earn £733.51 - Guide here

• Sea of Conquests - Earn £107.18 - Guide here

• RAID Shadow Legends - Earn £470.28 - Guide here and here

Thank you for using my referral link!!

Non ref

User Interviews is a market and product research website which will PAY YOU to participate in interesting research projects. They work by connecting clients wishing to conduct various types of research with people wanting to get paid to participate in those research oppertunities. The research projects can be undertaken in a variety of ways, including online interviews, Zoom calls, diary logs and simple surveys etc…

By signing up using this referral link > https://www.userinterviews.com/r/paotxkqyj, you will also receive a FREE $10 bonus for completing your first study/ research project (In addition to being paid for that anyway!)

Examples of tasks that I’ve completed and the payout I received for them:

• I completed a 15min study on different payment methods for $20 and also got my $10 bonus for this too as it was my first study

• I then did a 45min Zoom call about online shopping habits and received ~£25 into my PayPal for taking part (It was so easy that I wish I could do it again)

• Most recently I got the chance to take part in a 30min Zoom call about what I think of a well known trading platform for ~ £42 in any shopping vouchers of my choice (I picked Amazon) which was just as easy!!!

As you can see from my experience above (even though I only do tasks when I have absolutely nothing else to do), Userinterviews is great for a side income/ side-hustle as the tasks usually pay around £40+/hour if you divide the payout by the time you put in, which in my opinion is phenomenal in itself!!!

You will not get constant tasks/ studies as it depends on their client’s demands, but if you keep an eye out for tasks on their main page/ the emails they send you after signing up, you should be able to find a couple every month :)

Even though the reward amounts are stated in dollars ($), you will most certainly be able to withdraw in GBP (£) to either your paypal or as a gift card (depending on what that client is offering) from a variety of options (Including Amazon!). The bonus is usually paid as a gift card.

Also invite friends to user interviews to receive another free $10 bonus when they complete their first study!

Referral link (free $10) - https://www.userinterviews.com/r/paotxkqyj

^{Non ref link}

Raisin is a savings marketplace that gives access to fixed-rate savings accounts from a range of UK and European banks through one platform.

They're currently offering £100 free cash to new customers who open and fund a qualifying 1-year (or longer) Fixed Rate Bond with £10,000+.

For anyone already planning to lock away savings for a year, the bonus effectively adds an extra 1% return on a £10,000 deposit, on top of the interest from the savings account itself.

How to get the £100 bonus

1. Sign up using my referral link.

2. Open a qualifying Fixed Rate Bond with a term of at least 1 year.

3. Deposit £10,000 or more into the bond.

4. Raisin will pay the £100 bonus within 28 days of the account being opened and funded.

Important

• The £10,000 must be deposited into one qualifying Fixed Rate Bond (it can't be split across multiple accounts).
• The qualifying account must be your first successfully opened savings account through Raisin.
• Fixed-rate bonds normally lock your money away until maturity, so only use funds you won't need during the term.
• You'll also earn the advertised interest rate from the savings account alongside the £100 bonus.

I use Raisin myself because it makes it easy to compare savings rates from multiple banks in one place.

At the time of posting, Raisin's top rates are around 4.05% AER (Easy Access), 4.25% AER (Notice) and 4.72% AER (1-Year Fixed), although rates can change regularly.

Thanks to anyone who chooses to use my link.

^non-ref

Remitly is a global money transfer service website and app covering over 175 countries. They are offering £5 (or £10 if sending to India), improved exchange rates and zero fees towards your first transaction. You can send your money to your own foreign account. A good account to receive foreign currency is Wise as you can create a foreign account quickly for free.

However, their website/app sometimes applies fees on your first transfer when it shouldn't reducing your profit. I suggest using this offer only if you intend to spend your foreign currency as any conversatoin back to GBP will reduce your profit further.

[Proof of bonus](https://ibb.co/hxDjpNJH)

To get your bonus:

* [Click on my referral link.](https://remit.ly/khsp58cn)

* Click on "Get this rate" and sign up or download the app if on mobile. You can change the destination country later, it doesn't have to be the same as the one you see in the referral link

* Select the country of your foreign account. My referral gives £5 bonus to all countries except India which gets £10 bonus instead.

* Transfer £100 or more to your foreign account. I suggest using Wise Belgium Euro.

* Enter your receiver's bank account details.

* The £5 or £10 bonus will apply at checkout.

* Your foreign bank account will receive £100 worth of foreign currency for £95 (or £90 if sending to India bank account)

* Keep the foreign currency or exchange it back to GBP for profit.

You'll notice from my proof of bonus picture that despite my £5 referral bonus they charged a flat fee and reduced exchange rate for my first transaction when it should be zero fees on first transaction. I talked with their customer service who gave me a £10 discount on my next transfer as an apology for this issue.

Want more money from money transfer offers? Check these out:

[Wise - Free multicurrency account, perfect for all money transfers deals](https://www.reddit.com/r/beermoneyuk/search/?q=title%3A%22wise%22&type=posts&sort=new)

[Ace Money Transfer - Pay £119, receive around £127 worth of foreign currency](https://www.reddit.com/r/beermoneyuk/search/?q=title%3A%22Ace%20Money%22&sort=new)

Thank you for using my referral link!!

[Non ref](https://www.remitly.com/)

For those on Rentd, many will remember when it first launched you could essentially get 3% on all purchases and it stacked with Paypal, Zilch, etc.

They patched the Paypal loophole last month which meant any purchases via Paypal no longer earnt points. They then also devalued their points by half, by you needing twice the amount of points to redeem the same value in vouchers, bringing it down to an equivalent 1.5% on purchases.

I was pushing purchases through with my Zilch card and am now finding that even though upon purchase I'm receiving a notification suggesting that points have been added, they are no longer actually being added to my total for Zilch purchases which leads me to think the value of having this card is now dead in the water.

Can anyone else share their experience, thoughts and insights? Thanks in advance.

Get a free £10 when you sign up to Currensea and use my referral code or link below. To receive the £10 bonus you need to spend £100 in foreign currency on the card in the first 180 days.

Click here for my referral link!

Referral code: DNVZBL

Currensea is a really clever card that allows you to save money when spending abroad. You link it to your bank account and just use the Currensea card instead of your normal card when spending abroad or on foreign websites. It then converts the transaction to GBP and collects it from your account via Direct Debit - no need to worry about topping it up or trying to second guess how much you will need to convert before you go.

On the free tier, which is the one I use, the first £500 you spend in foreign currency each month has no conversion fee, with a reasonable 1% added after that. You can also withdraw £200 worth of foreign currency from an ATM each month without any conversion fees, making this a great card to carry as a backup.

The non-referral link with no bonus is:

https://www.currensea.com/

Note that if you sign up to the free Essential tier, there is usually a postage charge of £4.95 for sending the card, however this is currently being waived!

Sky are currently offering up to £100 in vouchers from a wide range of stores including Tesco, Sainsbury’s, Argos and lots more when you sign up for a Sky product via a referral link.

The amount you can get varies by product:

- £15 for Sky Mobile Sim only

- £25 for Sky Mobile Sim and Phone/Tablet

- £20 for Sky Superfast Broadband

- £40 for Sky Full Fibre Broadband

- £50 for Sky Stream

- £100 for Sky Glass

I’d love it if anyone used my link to sign up.

Here's my referral link!

To get the bonus, click through to the Sky website via the referral link, enter your name and email address and click “Get Started Now”. Sky will send you an email which you need to keep. Then, once you have chosen and ordered a Sky product go back to the email from Sky and click the blue “Let’s do it” button. Finally, enter your new Sky account number and then you will receive your reward voucher within 45 days of your first bill payment.

Thanks very much if you use my link! However, please don’t sign up only for the voucher as you will be entering into a contract with Sky for whatever product you sign up to. Only sign up if you were planning to join Sky anyway and would like to earn a bit of extra beermoney on the side!

The non-referral link with no bonus is:

https://www.sky.com/deals

There are also various offers on the likes of Topcashback too, so it may be worth checking your preferred cashback site as well in case you can get a better deal there.

Custard non-ref gives you £1 just for signing up. You can earn more from surveys, playing games and hitting levels or milestones, trying apps, free trials, or using cashback offers. Some Rapid Pay offers also pay out faster than standard offers.

An easy way to reach the £10 cashout is through the Amazon.co.uk free trial offers. History Play, Hayu, MGM, Apple TV+, Crime & Investigation Play and Shudder each pay £2, apart from MGM which pays £1. Just sign up for the free trials and watch at least one show (leaving an episode running for a short time is enough). Set a reminder for the day before each trial renews and cancel them.

There’s also a daily spin where 1 person wins £10 each day, although you have to claim it on the day. You can also buy digital gift cards through Custard and earn cashback on them.

Cashout is £10 minimum, paid by bank transfer or PayPal. Payments run three times a week. You also get £8 for each referral who signs up and goes on to cash out £10.

Most offers are for new customers, some can take a few weeks to approve, and using an adblocker or VPN can interfere with tracking.

I’ve been using it alongside Cashback.co.uk and it’s been another way to pick up a bit extra.

Get your £1 bonus here: https://joincustard.co.uk/ur/GRFG4W7vRhm-wi3vVN6pYg==

YouGov is a global online research company.

Get £8 per month sharing data history:

You can then earn up to £8 a month by sharing other data history information to sites like Youtube, Amazon, Disney+, Netflix & loads more

When you first create your account you wont have access to the sharing data part, you need to complete some surveys first.

The surveys are emailed to you each time a new one is available so you don’t have to keep checking the website & they are usually pretty quick, easy & don’t screen you out which is great.

You can cashout from YouGov when you reach £50. You can get this direct to your bank or there's loads of different gift cards to choose from.

Sign up to YouGov here & start earning extra money!

nonref

When you sign up to Curve via a referral link you can get 1% cashback on all your spending for 30 days. They also offer between 1 and 20% cashback on selected retailers, with offers changing on a regular basis.

The Curve app is used to connect multiple debit or credit cards to your Curve card and any spend is passed on to your selected card. This means if your underlying card offers cashback too you can effectively earn cashback twice. I am currently doing this with Trading212 for a combined 2.5%!

Curve has different subscription plans available. On the free plan there is a one off £5.99 fee for the card, so you would need to spend more than £600 in your first 30 days to cover this (or less if you also take advantage of some of the other cashback offers). However if you then go on to refer other people you will extend the cashback period by 30 days each time.

The maximum cashback you can earn via the refer a friend offer each month is £15.

When you sign up Curve will do a soft credit check to prove your identity but no hard credit search is carried out.

My referral link is:

https://www.curve.com/join#ZEYHY

To activate the cashback you need to make five purchases of £2 or more (excluding things like gambling, gift cards and money transfers).

The non-referral link is:

https://www.curve.com/

If you use my link I will also get 1% cashback for 30 days so thanks very much if you do!

Wanting to order the new pixel 11/11 pro for my younger brother today (since it's the last day for trad in offer). Would appreciate if somebody can share a spare google store/pixel discount code. :)

Vinted is a second-hand marketplace, mostly for clothes, but also for books, homeware, and toys. Think of it as a less-corporate eBay where people just want to clear their wardrobes. 

They have reintroduced their referral scheme, where you get £5 in Vinted vouchers if you list 3 items within 7 days and an additional £10 in Vinted vouchers if 1 item sells within 30 days.

Steps:

1. Sign up using my referral link - https://www.vinted.co.uk/invite/jaime.94
2. List 3 items in 7 days - get £5 in Vinted vouchers
3. If one item sells within 30 days, get an additional £10 in Vinted vouchers

Non-referral: www.vinted.com

Can't see Toolstation on either CS or NX anymore, is it missing for others? Will be a miss as they were definitely one of the better retailers on there.

Not sure how this will affect those who signed up to CS via Toolstation?

Get a free drink voucher at Caffè Nero after your first purchase by signing up via a referral link.

Steps to claim:

1. Download the app using the link below.

2. Register your account.

3. Make a purchase at any Caffè Nero and scan your app at the till.

4. Get a free drink voucher added instantly to your app to use on your next visit.

Referral Link: https://nero.app.link/rjrLRaVnV1b

Non-Referral Link: https://caffenero.com/uk/the-app/

it states that you cannot get the bonus if you have had any switch bonus before

has anyone got around this or is it quite firm?

thanks