I hate the Tower ending. It frankly defies logic just to be as depressing as possible because of the arbitrary "No happy endings in Night City." nonsense.
Being heavily hampered by years of muscle atrophy and being unable to have combat implants is already quite bad. But not only that, for some fucking reason V goes back to NC without any kind of bodyguards, or even a fucking gun, and gets clowned on by 2 gonk kids.
All of the characters turn their back on V, largely because V doesn't fucking tell them he's going away for brain surgery. Again, makes no sense, but on top of that, they all reply to V with so much venom that it frankly feels like character assassination. Especially Panam and Mitch. I can totally understand why Panam would be furious and wouldn't want to talk for a long while before she learns what happened, but the way Mitch talks to V is especially heinous.
I've heard people speculate that Panam is actually dead, and Mitch wants to save V the hurt. That kind of makes it better, but that's not what the game spells out. V has saved Mitch's life multiple times, was there for his best friend's funeral, and he doesn't even have the decency to have an actual goddamn conversation.
The thing that pisses me off the most is that all of V's assets get seized. Like, what the actual fuck? That's ridiculous. V is loaded enough to live the rest of his life comfortably, and all of it got seized because of fucking rent? Why the fuck would the NUSA not secure V's assets? Hell, why the hell wouldn't he make sure his assets are secure? I get why he wouldn't expect to be out for 2 years, but he shouldn't be that fucking gonk.
It tries way too hard to be bitter for no real reason to its own detriment.