App Name: Splitright
One-line description: Splits shared costs for a group trip, a flatshare or a night out, without anyone having to create an account.
What it does / key features:
No accounts at all. No email, no password, no sign-in screen. A group is a six-character code: one person creates it, everyone else joins by typing the code or scanning a QR from the inviter's screen. That's the whole onboarding.
Balances update as you add expenses, and they're written in words - "Anna is owed EUR 37.68", "Clara owes EUR 25.31" - rather than relying on red/green alone, so it's readable if you're colourblind.
Settle Up works out who pays whom using as few transfers as possible, instead of making everyone pay everyone.
Splits equally, by shares (2:1, 3:1 for a bigger room or a couple sharing) or by exact amounts, with live feedback on what's left to assign.
43 currencies, and if a trip mixes them the exchange rate is stored with each expense as you enter it, so your totals don't silently change a week later when rates move.
No ads, no analytics SDK, no trackers. Exodus Privacy's scan of the current version reports 0 trackers and 4 permissions.
Who it's for: Groups who split costs occasionally and don't want to talk everyone into installing an app and making an account first - holidays, flatmates, dinners, hen weekends. Especially useful if one or two people in the group won't sign up for anything on principle.
Cost:
Pricing model: Free.
Prices and billing period: Free. No subscription, no in-app purchases at present, no paywalled features.
Current promotions: none.
Honest note on the business model, since the sub asks for pricing accuracy: the plan is eventually one optional one-time purchase (around USD 3.99) for export and categories. Nothing is paywalled today and the core splitting will stay free.
Links:
Google Play: https://play.google.com/store/apps/details?id=com.splitright.app
The privacy policy is linked from the Play listing. I've left our own site out of this post because it isn't on the sub's approved-domains list - my first attempt got auto-moderated for exactly that, which is fair enough.
Screenshots: six screenshots of the current version are on the Play listing above (group list, balances overview, expense list, add-expense with the split modes, settle-up, and the content rules screen).
Feedback goals: Two things specifically. First, is the join flow actually obvious to the person receiving the code, or does it need explaining? That's the step where I think we lose people. Second, does the shares mode cover how you split rent in practice, or is your household's arrangement more complicated than a weighting?
Known issues, in the interest of being straight: tapping a join link opens the app directly on Android, but on iOS that's not wired up yet, so iPhone users have to type the code for now. Fixing it in the next release.
Additional notes: Requires Android 7.0+. Made by Kristoffer, an indie developer.