r/nextfuckinglevel 17h ago

The Transformation of a Van

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u/saxonturner 17h ago

Mate it’s Reddit most these people won’t have more than 5k in the bank at one time due to perso- I mean other peoples decisions.

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u/willargue4karma 15h ago

man fuck off, something like 65%+ of americans cant afford a 1k emergency

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u/GergDanger 12h ago

Yeah I’ve seen how the average American lives and them not having $1k saved is a personal choice in a lot of cases

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u/QuestionSnail 10h ago

It's crazy how despite making more than 80% of people in the world my coworkers still live paycheck to paycheck

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u/callumjm95 10h ago

Well done, you've just discovered the Cost of Living Index. Your coworkers would be able to live significantly better on their current wage in the other 80% of the world than they do in the US.

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u/QuestionSnail 10h ago

Or they could just not be idiots and stop spending theit money in stupid ways. I get that some people in the US literally can't save anything, but this is not true for them they are just bad with money.

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u/Jbladez 9h ago

You have no ability to have empathy or see life through the eyes of other people.

Here is a fact: the no.1 reason for families declaring bankrupcy in the states is medical bills. Just think about that for a second? How on earth is that a choice?

Please educate yourself before spouting such vile nonesense please.

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u/QuestionSnail 9h ago

Your brain is cooked. You haven't met me or my coworkers and try to tell me you know all about them. Are you stupid? It seems so. They make 100k a year and blow it on dumb shit.

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u/Jbladez 9h ago

"My personal anecdotal evidence of a few co-workers means more than national data polls"

Ok, thanks for confirming how intellectually dishonest you are. Carry on.

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u/QuestionSnail 9h ago

When did I say anything about the average person?!? WHEN?!? Can you even read??? Like a little bit???

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u/Jbladez 8h ago

I see you struggle at basic reading too. Christ.

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u/GergDanger 8h ago edited 8h ago
Personal bankruptcy/insolvency
~21.8 per 10,000 adults in the USA
25.3 per 10,000 adults in the UK

Yeah bankrupcies in the US might be predominantly medical based but there's less overall bankrupcies than in the UK so by your logic the UK should be a worse country to live in right since more people go bankrupt?

Another example is that the median living space is 1,845 sq ft in the US vs 1,033 sq ft in the UK which is 78% bigger. So if Americans simply adjusted their rampant consumerism to how other countries live they would suddenly be spending quite a lot less money on larger living spaces, bigger cars, more frequent eating out and travel.

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u/GergDanger 8h ago

They would be able to save money if they just lived at the same standard of living as other countries.

No need to have an apartment twice the size of other countries, financing much more expensive cars instead of a basic one. Eating out constantly versus occasionally.

Truth is Americans just consume way more than other countries causing themselves to be paycheck to paycheck and not a lack of wages or high prices.

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u/benphat369 6h ago edited 5h ago

They would be able to save money if they just lived at the same standard of living as other countries.

Not even just other countries. As someone raised by grandparents, a ton of the "rich boomer" rhetoric in the U.S. is from youth who were raised middle class and are just mad that they can't live that lifestyle as adults. They only feel poor because Instagram shows them how rich people live. So they don't realize the fact that most of the old generation saved money because they will only eat canned beans and 3 other meals on rotation, or how "vacation" was a drive to the next town over to see our cousins. You aren't hearing from actual poor people in threads like these cause they've already been doing this shit for ages.

It's a huge elephant in the room when discussing this topic.