My account with this bank was dormant for some time, and I had to go personally to a branch to activate it. I couldn't get to see my balance in the mobile app due to some errors.

Days later, I tried again and was shocked to see a series of transactions under my activities. Several transfers to various people ranging from Gh500 to Gh10,000. It all totals over 100,000

When I reported, I was told it was a glitch and brushed it aside. These transactions are in my name, though, and I don't want to be part of any money laundering or other schemes. It isn't my money being transferred around and don't know where it's coming from.

Has anyone experienced this?

I was able to withdraw almost all my money to the bare minimum allowed and thinking of closing the account.

I'm in a bit of a pickle here. When getting my car, we put both my wife and my name on the title. In Wisconsin, it's an "and" state.

My car was recently totalled and I received a $6k settlement check with both our names on it due to the title. The check is above the $5k mobile deposit max on our Capital One joint account, and the nearest physical location is about 2.5 hours away in Chicago. On the phone earlier, they said I could mail the check in, but the amount of time that will take is concerning to me as I cannot afford to continue paying for the rental car for another 2 weeks.

Are there any other options? We both have personal bank accounts, but due to the "and" on the check I'm concerned we won't be able to deposit it.

Are there any other options here? We already both endorsed the check

Hey all, looking for a gut check on what happened and if I should expect more from my bank, a local credit union-

I lost my debit card on a saturday. Realized it on monday, called and cancelled the card. They said it would take two weeks for a replacement to arrive in the mail. I halted, said do not mail me a card, Ill go to my bank and have them print one. Drove to the bank, had a card printed, good to go.

Come thursday, a card shows up in the mail. I do not activate it, just toss the mail on my desk.

On saturday night I was doing my weekly Budgeting and noticed a $1200 charge to Capital One on tuesday. I do not have a capital one account. My wife and I, just to be safe, check our credit cards and theres no strange $1200 charge.

Sunday I call and report the charge, and Im told the fraudulent charge was made to the card they mailed me before I even received it.

Its now been 12 business days and there is still $1200 missing from my account. I just got off the phone with the bank, and they said I should see a provisional credit by Thursday as the 3rd party fraud dept “didnt process” the fraud for a week after I reported it. Thats just shy of 3 weeks with the money missing. Im so glad Im not living Check2Check because this could really suck.

I also found out the 3rd party fraud dept didnt do anything about the investigation until yesterday, when they mailed me something via snail mail that I need to sign and send back. Ugh.

This feels insane. 20yrs ago when my card was spoofed I had the money back in my account in a matter of hours. Have times changed and this is the norm now? Should I look at a new bank?

Bank of America decided to closed my checking account “due to risk discovered after internal review”. This comes as a surprise after I’ve been with them for 12 years with no issues on either side.

They refuse to tell me why they’ve terminated the relationship due to “confidentiality reasons”. I’m confused what the risk could have been. I did transfer 20k into an HYSA account 3 months ago and redirected my employer direct deposits from this BofA account to a separate bank for a bonus incentive 6 weeks ago, but I still had 63k in the BofA account. Now they’re holding my funds indefinitely, and I have to hope they release them sooner than the Oct 13th estimated disbursement they’ve provided. Since stopping the direct deposit, I’ve only had 2 zelle payments outbound and 1 venmo payment inbound. But those were for concert tickets and weren’t more than $200 each. I’m curious if all of this truly merits them closing the account when the money was just sitting there. It’s all from W2 payroll deposits which are consistent over the past 4 years.

This is partially a post of confusion for why they would terminate this account, partially another voice in the echo chamber of “to heck with the big banks”. I suppose this will be better in the long run as I’ll put the rest of the money in an HYSA/Roth IRA instead. But for those who are still with BofA, I strongly advise leaving them.

I recently opened a checking account with Wells Fargo and I do remember having an account with them a long time ago. When I received my debit card and looked at the back it said customer since 2002! Does that mean anything? Any special perks? lol. That’s crazy it looks like like been with them for 24 years!

I am the executor of a will. We've gone through the decedent's stuff but can't find where he was keeping all the money he had. No documents from any of the major brokerage firms such as Vanguard, Fidelity, Schwab, etc. He had links to a few regular banks on his computer, so I will be reaching out to those. We will also be pulling a report from the IRS to see if anything was reported to them. (The decedent hasn't worked in years.) I am just seriously concerned about not knowing where all the money is. He didn't know much about investing and was very skeptical of financial advisors. I'd die inside if he never invested that money, which he received suddenly in 2013 as an inheritance. It was a total of $2 million, and he lived in a medium cost-of-living area. House was cheap and paid for, no mortgage. He was not a big spender at all.

Thoughts?

₹500 was the disputed amount in a recent Madhya Pradesh High Court case involving a crypto trader. Yet the account and its remaining balance had also been frozen.

The court directed that ₹500 be kept in an FD and the rest released. That was a case-specific order, not an automatic rule for India.

A separate Rajasthan High Court judgment also questioned indefinite blanket debit freezes when the disputed amount can be identified. Its general directions apply only in Rajasthan and remain subject to lawful orders.

If your account was restricted after a cybercrime complaint, what did the bank actually tell you? Even one phrase is enough: the exact amount and transaction reference, only “cybercrime complaint,” no clear explanation, or “contact police/cybercrime.”

Please do not post bank details, complaint numbers, UPI IDs, UTRs or unredacted screenshots.

Sources: Madhya Pradesh High Court — 17 Aug 2026 Rajasthan High Court — 20 Aug 2026

My mom had send me 200 USD (approx. 5 millions VND) for monthly but the bank she used is Remitly has canceled twice again this month.

Is there something I should told me to double check again or I should told her about verification? As for now, she’s currently asleep since her place is midnight at the moment

hi all, I am selling an expensive Pokemon card for 43,000$ at my bank. My plan was to sell it at the bank & deposit it right then and there & obviously pay taxes on it when tax season comes.

I have a screenshot of how much I paid for it & when (1450 , 3 years ago) I just feel super weird handing the bank teller 43k randomly even though it’s legit money & a 40k gain & obviously the bank teller would see it’s from a Pokemon card sale since I’m doing it at the bank. Don’t want to get audited or run into any issues down the line.

What would the process be for this sort of thing ? Does this seem fine or am I just getting myself all anxious for no reason?

Hey Reddit, I need some advice.

I 20M still live with my mother, and she's still on my bank account, which I've had since I was 16. I've never minded her taking money for bills and her car payments since I currently don't have my own and I'm living with her. The issue is I've been trying to save up some money so I can get a car, but I find money in my savings missing. Can I open up a new savings account without her knowing? Will I get a new debit card if I open a new one? Embarrassingly, I don't know much about this stuff (I'm using Navy Federal)

Edit: Thank all of you so much. I didn't expect so many comments. You all are incredibly helpful

So my buddy needed help asap with a sudden bill regarding his schooling. I sent him the money (which was all that I had on me at the time) to which he just paid me back earlier tonight. As Im talking to him about it, I get the confirmation that the transfer went through. Less than 10 minutes after i get the confirmation, I check my account and see that half of it is already gone. I thought he only sent me half but when I look closer, some random ass outlet had charged me ALMOST IMMEDIATELY AFTER THE TRANSFER. The timing could not be any worse either bc i havent been able to work all of last week so i need to make that 50 dollars last until i can get paid next wednesday. It feels likeItjustsomehow spawn camped my account and now I'm pissed bc this is not the first time ive been charged for something like this. I just had another company blocked the other day bc they charged my card for the exist same amount (which unbeknownst to me theyve been doing since January.) This one really freaks me out though bc not only is it under a different name, I was also charged seemingly to the second i had money available. Maybe I'm overreacting, maybe its a really strange coincidence, but this is genuinely driving me mad. What can I even do here? I know i need to dispute the charges, but is there anyway I can truly be rid of this bs? Any advice would help greatly bc omg do i feel like im going insane here.

Hi, I have a pretty frustrating situation going on and am looking for advice. I am closing on a property and ordered a cashiers check through my online bank. Because they are only online, it took a while to get here. Anyways, they sent it with a typo in the check. Where it would normally be to the order of "Resolutions Company" the check says "Refolutions Company". I called my closer and they said to just bring it and we try to use it. Is this going to work? Getting another check would be a huge pain at this point.

Before I ask I understand that different bank and countries have different rules but I'm asking just to get an idea

So I opened a savings account. They allow you 1 free transaction a month then charge for every transaction after. I left it untouched most of the year and only used my card online twice (starlink and google play store) and made sure not to save details

Last week I got a bank statement (which was random cause they never send it) for July and basically everyday there was a purchase of TikTok ads... daily.. and when I called they just said " purchases under this amount dont report to your phone"

Is there anything I can do? So is it my fault? Can they just say that and dismiss me with those fraud purchases and the huge charges?? I live in Botswana, Africa

So my sister tries to login to her checking account but notification says her account doesn’t exist. She calls the bank and they tell her the account had all the money withdrawn and closed but she did not do it so she’s super confused. She confirms she wasn’t even in the city during the time it happened. The bank did their own little investigation and finds out someone submitted an account closure form using her skimmed card details and managed to take all the money and close the account and the bank teller never checked ID or anything before allowing this to happen. My sister got her money back plus extra for compensation but I wonder what the hell even happened.

Early July i deposited the money, ATM spat out the $100 and said transaction complete. Few days later it still was not added to my bank.

I called and made a complaint and got provisional credit but the bank took it back; on top of that I got overdraft fee's because of it.

I don't know what to do, I'm pretty sure the bank is under the impression that I am lying since the day/time is blurry for me

Hello, hopefully someone can help me. I had a charge made from 8/17 that I JUST noticed and it's labeled "Y CAN PURCHASE." The only thing the bank could tell me is that it was an online withdrawal, but absolutely no information beyond that. Does anyone know anything about this merchant? TIA!

If the deposit winds up not showing up in your account, you can deposit the original check in-branch or bank-branded ATM at a later date.

If you don't save it, you can't!

I recently just went through the interview process for a relationship banker at (insert big name bank here) and I think it went really well. If offered the position, I’ll probably start around 56k/year. Currently, I’m a branch manager at a lumber yard. I make around 80k/year, but it’s salary and I’m working way more than 40 hours a week (closer to 60). I’m in my early 40s and just bought my 1st house. The question is, if offered the position, should I make the career change for the better work/life balance or stay where I am?

Has anyone heard of this?

I'm skeptical of how good it is with NFCU.

I sold my truck to CarMax and received a $1,600 check payable through Wells Fargo. I’m moving to Ireland tomorrow and already closed my traditional U.S. bank accounts. I tried mobile depositing it with Chime, but it was rejected.

Is there anywhere I can cash this check without having an existing bank account? I’m currently in the Seattle/SeaTac area. And I already tried reaching out to Walmart and Fred Meyer and they said I wouldn’t be able to.

Hi everyone,

I need some practical advice from people who have gone through similar situations.

A few weeks ago I withdrew some money from Stake (online betting platform) into my bank account. That money was actually meant for applying in an IPO (BF IPO), but the IPO didn’t go through.

Now my bank account has been frozen/blocked because of those Stake-related credits.

Bank is saying it is linked to cybercrime complaints (probably the usual money-trail freeze that happens with betting apps).

My questions:

1. How long does it usually take to get the account unfrozen in such Stake/betting withdrawal cases?

2.Is it possible that only the disputed Stake amount stays under lien and the rest of the money (which was for IPO) becomes usable?

3.What exact steps should I follow right now? (Bank → Cyber cell → NOC etc.)

4.Has anyone successfully got their account fully operational again? How long did it take for you?

5.Any chance the freeze becomes permanent or do they eventually release it after verification?

I have all the transaction history from Stake, bank statements, KYC documents ready.

Any real experiences or current timelines would really help.

Thanks in advance.

Hello, I'm not sure if this would be the right thread to ask this but my mom recently passed away and had me listed as her payable upon death recipient however after my brother spoke to her bank they informed him she had a credit card through them with a $900 balance and made it seem like it was almost due to go to collections or just went to collections I'm not certain on which one it was as I didn't directly speak to them. Her death certificate is due to be in anytime so I'll be going to the bank to close her account. There's only like $1,200 in her account and I know they probably have a right of offset with her account. I have no experience in something like this and what I was wondering was do banks ever work with the families of deceased customers and maybe settle for a lower amount than what's due or anything like that? I'm just trying to get some suggestions on what I can ask of them so if possible her entire bank balance isn't taken to pay the credit card balance. She had what was in her bank plus a little equity in her house and that's all her estate is worth. Thank you for any suggestions!!

Seriously looking for help here. I closed this card at the beginning of the year and paid off the balance. Every single month I get an interest charge on a closed card that has a zero balance and every time the customer service confirms that the card is closed with a zero balance… last month the closed card had minimum balance due putting me into delinquency and showing up on credit report. Again, zero balance but random continuous interest charges show up and create a minimum payment. Literally no one at the company can explain why this is happening but it keeps going on- it’s been over 8 months and continues to happen every month. What can I do? Is there some sort of legal intervention I can get on this?