Im really happy na walang sakit ng ulo on its 1st 10 years(last month) at nakaka 80K kms na. Malayo layo pa ang lalakbayin. Salamat Sky, more kms ahead 😁

I just want to ask if anyone here has experienced a similar situation with a **car loan from China Bank Savings (CBS)**.
I’m currently behind on my car payments, and my account has already been endorsed to a collection agency with a notice regarding possible repossession. I already have my salary now and I’m ready to pay **two full months of amortization**, excluding penalties and other charges. After that payment, I would only have **one month’s amortization left as balance**.
Has anyone experienced being in this situation with CBS—where the account has already been endorsed for repossession, but you’re now ready to make a substantial payment and bring the overdue balance down to just one month?
Were you able to stop the repossession by making the payment or negotiating with CBS/ their collection agency?
I’d really appreciate hearing from anyone who has personally gone through this, especially here in Davao. No judgment please. 🥺 I’m just really anxious about the situation and hoping to hear from someone who has experienced the same thing.
Thank you so much! 🙏

Hello everyone! I’m hoping someone here has knowledge about the documents and process involved in selling a 2nd-hand car, especially one with an encumbrance indicated on the CR.

For some context, my parents bought me a 2nd-hand car during my first year of college. We paid the down payment and everything else without thoroughly checking the documents. Only my mom was able to come with me because both of my parents are OFWs, and at the time, she wasn’t aware of any potential issues with the car’s paperwork.

I recently learned that having an encumbrance on the CR means there is still a financial/legal claim over the vehicle, usually from the bank or financing company.

My questions are:

• How can I legally sell this 2nd-hand car?
• What is the process for selling a car that still has an encumbrance on the CR?
• Do I need to have the encumbrance removed first before I can sell it?
• I also haven’t transferred the registration/title to my name yet. Is it possible to sell it to a third owner by simply having another Deed of Sale executed?

I’m planning to sell the car because I’ll be migrating after college, and I’ll be handling everything on my own.

I’d really appreciate any advice from people who have dealt with a similar situation, especially regarding the proper documents and process. I want to make sure I do everything legally and properly.

Thanks in advance!

Hello!

I currently drive a Hyundai Santa Fe 2019 2.2 Diesel. And na observe ko na kapag paahon, nagiging mausok sya and parang hirap at delay mag change gear. Baka meron dito sa group na same experience and ano usually ginagawa niyo? thank you.

Hi guys! Anyone here availed the services of MechanicGo? Who’s your recommended car buying inspector beside MechanicGo around in Metro Manila? Thank you!

Hello po, gusto ko lang po pa diagnose yung radiator fan ko, after ko po kasi malubak sa libis bigla po nagkaingay yung radiator fan ko, naririnig ko na po siya nung una pero mahina lang, pero ngayong na lubak ako mas lumala, honda civic 1999 VTI po kotse ko, thank you po sa makakasagot

Hello, first time na magkaroon ng car. And hindi ko talaga alam anong bibilhin ko honestly.

Nag nag reco sakin, ipa PPF ko muna daw habang brand new pa, wise decision ba?

For context, yung sasakyan ko is Toyota Zenix Hybrid.

Need reco for phone holder at kung anu-ano pa.

Please help me out 🙏 TIA!

Hello po! Currently looking at these two cars to be used as my daily. Space isn't a big factor for me since I'll only be using it to get to and from work. Which one of these two base variants is better in your opinion?

Note: The HR-V S's SRP is expensive pero when discounted it gets to 1.295M which is nearly the same as the Destinator GLX's SRP.

Hi Guys, Looking for recommendations for a breathable car cover, unfortunately wala pang roof yung current parking ko kasi sa vacant lot namin naka park yung car so looing for cover to preserve kahit papaano yung paint, Posting here cause pag sa fb groups puro mga agents lang mag cocomment

Hello po first time ko po kase ilusong sasakyan ko sa baha na hanggang half tire (285/70/17) size ng tire ko po. Hilux g 2021 automatic. After ko po linusong kanibukasan nung gamitin ko po ayaw kumagat sa reverse ginawa ko po drive muna then may lumagatok pag ka lagay ko reverse dun palang umatras 3x nangyare then ngayon po ok na. Pero question ko po ano po mga need gawin or pa maintenance pag dinaan sa baha sasakyan?

Hi guys. Pls help me choose kung ano ang tamang gawin ko sa car ko sana. My car is toyota fortuner. Naka 265x50R20 po aq. Is there any way para malessen ung tigas/tagtag ng car ko? Suspension b ang sagot? Any reco brands po? Salamat po sa tips

May nakapag car take out loan na ba dito? Babayaran nila yung SOA ng auto loan ko sa bank. Then ibabawas na sila sa loanable amount ko sa kanila.

Badly needed cash to consolidate debt.

Okay kaya to or may alam ba kayo mas maganda offer kesa sa kanila?

550k loanable amount

22,977 monthly amort for 36mos

May alam kayo na magandang gps tracker for grab car sana. Para ma monitor lang ang unit. Thank you!

Hello, I just want to ask kung okay na po ba itong offer sa akin? MITSUBISHI XFORCE GLS 2027 model. Planning to buy thru bank PO with 25% downpayment, around ~20K M.A. for 60 months.

The Net price is 1,199,000.00 pesos.

Is it a good deal?

For my background, my partner earns around 50K per month and I earn around 40K per month. Yung lifestyle namin is hindi mataas since sa province kami in Mindanao.

What are ur thoughts about this? Is it a good buy for us? Thank you po sa mga sasagot☺️☺️☺️

Need help... Since rav4's availability is next to impossible as of the moment, do you think it's a good choice to consider:

Ford territory platinum

2nd hand CRv 2024 top of the line

Haval h7

Mg HEV

I want a large trunk HEV. I'm not sure with phev since I don't have plug at my condo.

Or should I wait for the fortuner hybrid? But I feel that it will also be a hard buy once it's out.

I'm currently using a very reliable Toyota.

Thanks. Need your advise.

Hi everyone! Just wanted to know someone’s thoughts and reviews for what I’ve been eyeing to buy since it’s my first one. I’m 28M and planning to buy a BYD Atto 2 DM-i or the JAECOO J5 SHS-HEV Comfort. For everyday use and possible roadtrips na rin siguro in the future. I did my research through various websites na but can anyone share their thoughts too regarding this two? My budget is at around the price range of the two 😅 Appreciate y’all!

Tingin nyo mga boss ano kaya pwede kunin sa dalawa second hand parang nakita ko kase same price sila ngayon sa market pero mostly sa geely mga 2020+ ung model na binebenta

May way pa ba para maalis to or mapaganda?? Nag-leak yung air freshener ko na-damage ang A/C control screen malas 😭😭😭😭😭